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If you are building your new house by direct labour, than you need a Self Builder Insurance solution. Our new-build package provides the following as standard:
This covers you in respect of your liability to members of the public. This usually occurs when people enter your site and have an accident (.ie. children playing on site, other people looking at your house for ideas of their own etc.). Our Self Builder Insurance policy provides a Limit of Indemnity (monetary amount of cover) of up to €2,600,000 any one claim.
For this project you are an employer and you maybe responsible for an injury to many of the people working on site, if you have not complied with with your legal requirement to provide a safe place of work. Self Builder Insurance provides you with a limit of indemnity (monetary amount of cover) of up to €13,000,000 any one claim.
Under this section of your policy you have "All Risks" cover in respect of
your house as it proceeds through each stage of construction, together with your
building materials on site. Hired-in plant is additionally covered up to a limit
of €10,000 any one claim, under your Self Builder Insurance policy.
Safety Statement Service
As an employer you are required by law to comply with Health & Safety Legislation. To help you meet this need Self Builder Insurance arrange for our Health & Safety consultant to call and meet you on site, provide you with all the necessary advice, and draft a bespoke Safety Statement. This service is available throughout the duration of your project. (See our Safety Page for more information).
Our standard Self Builder Insurance policy provides cover for up to two years, allowing you plenty of time to finish your self-build project.
Ask about flexible payments to accommodate your requirements and suit your stage payment schedule.
Letter of Indemnity Service
Self Builder Insurance guarantee to have a Letter of Indemnity (a cover-note required by lenders before the release your loan cheque), issued by fax, within one working day of receipt of all documentation and payment (cheque/credit card/completed direct-debit mandate).
Interested? Complete the enquiry form below and we'll bet straight back to you with a quotation!
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